Expert financial advice for PCS members

PCS members

Expert financial advice for PCS members

Expert financial advice for PCS members

We have been providing financial advice to PCS members since 2007.

In the current economic climate it makes sense to have your finances in order. Importantly, we can help you understand how changes in the workplace, amendments to public sector pension schemes and reviews to working practices may affect you.

We can also guide you through those times in life when you need to address financial issues – be it looking to buy a property, starting a family, saving for your future or planning for retirement we are here to help.

Take the next step

To arrange your no obligation
initial consultation call us now on

08000 85 85 90*

* Monday-Thursday, 9:00am-7:30pm
* Friday, 9:00am-6:00pm
* Saturday, 10:00am-2:00pm.

Or request an appointment online:

Book an appointment

Helping you make the most of
your money

Our advisers, backed by the extensive knowledge and experience of Lighthouse Group, one of the best-respected financial advice companies in the UK, are able to provide you with advice on all areas of financial planning, including:

  • insurance and protection: so you and your family don’t suffer financially should the worst happen
  • pensions and retirement: taking advantage of the options available to you to enjoy a comfortable retirement
  • savings and investments: putting your spare cash to good use to build and conserve wealth tax-efficiently
  • mortgages and borrowings: many people pay more than they need to. Are you one of them?

Specialist advice about pension schemes

As you would expect from the PCS’s preferred provider of financial advice, we understand how pension schemes work. Our expertise includes the civil service and other public sector schemes together with private pensions, and we can explain what provision you already have and how you could supplement this.

  • Will your pension scheme provide you with adequate income in retirement?
  • Have you considered other tax-efficient ways of boosting your income in retirement?
  • Do you have old pension funds, such as AVCs, FSAVCs or private pensions? If so, are they on track to provide the pension you expect?
  • Can you afford to retire early? What impact would this have on your pension in later life?
  • Should you take a tax-free lump sum?
  • Do you need fixed or variable income in retirement?

Get an estimate of your civil service pension.

Complimentary, no obligation
initial consultation

As an ASCL member you are entitled to a complimentary no obligation consultation from Lighthouse Financial Advice. One of our qualified advisers will ask you about your circumstances and objectives to establish whether you could benefit from advice. Whatever your stage in life, whatever your priorities and lifestyle, we can help you make the most of your money.

  • Starting out: taking a few simple steps now can put in place solid foundations for your financial future.
  • Young family: adjusting the way your finances are organised can help you relax and enjoy these precious years.
  • Children growing up: this is the time to check that your pension provision is on track and if not, to take action.
  • Approaching retirement: your priority will be to ensure you will be able to maintain your lifestyle when you retire.
  • Retired: by securing your finances now you will know you have enough income to enjoy a long retirement.

Book your appointment online. Or call us now on
08000 85 85 90

Financial planning seminars for
PCS members

Would you benefit from attending a seminar on financial issues such as:

  • planning for retirement
  • planning for redundancy
  • income and wealth preservation
  • savings and investments?

As PCS's approved partner for financial advice we are able to run financial planning seminars for PCS members, in a convenient local venue. Alternatively, you may prefer to hold a surgery, where members book 30-minute, individual, confidential consultations with one of our experienced financial advisers.

Contact us to arrange an event in your area.

Is your job at risk? Read our financial planning checklist.


Making your money work harder ...

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Regional Contacts

We work with organisations
at a local level

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