Expert financial advice for Prospect members

Prospect members

Expert financial advice for Prospect members

Expert financial advice for Prospect members

As an endorsed provider, we have been providing expert financial advice to members of Prospect since 2007.

We can guide you through those times in life when you need to address financial issues – be it looking to buy a property, starting a family, saving for your future or planning for retirement we are here to help. Importantly, we can help you understand how changes in the workplace, amendments to pension provisions and reviews to working practices may affect you. After all, in the current economic climate it makes sense to have your finances in order.

Take the next step

To arrange your no obligation
initial consultation call us now on

08000 85 85 90*

* Monday-Thursday, 9:00am-7:30pm
* Friday, 9:00am-6:00pm
* Saturday, 10:00am-2:00pm.

Or request an appointment online:

Book an appointment
Prospect Suresave

The tax-exempt savings plan for
members of Prospect

An extra tax break for you or a regular tax-free savings plan for your child.

Would you like to enjoy an additional tax-break while you build up a lump sum? Prospect Suresave is a tax-exempt savings plan for adults and children:

  • Tax-free even for higher rate tax-payers.
  • Can be held in addition to an ISA.
  • Choose how much you want to save each month (minimum £15, maximum £25).
  • Decide how long you want to save for – between 10 and 25 years.
  • Potential for bonuses annually and in the final year. The addition of any bonuses is not guaranteed.
  • On maturity you are guaranteed to get back at least the amount you have paid in. You must continue your monthly contributions for the plan’s full term for the guarantee to apply.

Tax-free means free of tax in the hands of the investor so an element of tax may be paid within the fund. Tax treatments depend on your individual circumstances and may change in the future.

Prospect Suresave could help you pay for:

  • your children or grandchildren's further education
  • the holiday of a lifetime
  • a special anniversary or birthday
  • or simply a nest egg to spend on whatever you like.

Apply or request an information pack online
(you will be directed to the Foresters Friendly Society website)

Call freephone 0800 298 3485
to request an information pack

Foresters Friendly Society

Specialist retirement planning advice

As you would expect from Prospect’s endorsed provider of financial advice, we understand the hugely complex area of retirement planning and can explain what provision you already have and how you could supplement this.

  • Will your pension scheme provide you with adequate income in retirement?
  • Have you considered other tax-efficient ways of boosting your income in retirement?
  • Do you have old pension funds, private pensions or investments? If so, are they on track to provide the pension you expect?
  • Can you afford to retire early? What impact would this have on your pension in later life?
  • Should you take a tax-free lump sum?
  • When did you last check your investments? Do they reflect your current attitude to risk?
  • Do you need fixed or variable income in retirement?

A member of the Connect Division of Prospect? Find out about the BT pension scheme.

Complimentary, no obligation
initial consultation

As a member of Prospect you are entitled to a complimentary, no obligation initial consultation from Lighthouse Financial Advice, Prospect’s endorsed provider of financial advice. One of our qualified advisers will ask you about your circumstances and objectives to establish whether you could benefit from advice. Whatever your stage in life, whatever your priorities and lifestyle, we can help you make the most of your money.

  • Starting out: taking a few simple steps now can put in place solid foundations for your financial future.
  • Young family: adjusting the way your finances are organised can help you relax and enjoy these precious years.
  • Children growing up: this is the time to check that your pension provision is on track and if not, to take action.
  • Approaching retirement: your priority will be to ensure you will be able to maintain your lifestyle when you retire.
  • Retired: by securing your finances now you will know you have enough income to enjoy a long retirement and pass on your wealth as tax-efficiently as possible.

Book your appointment online. Or call us now on
08000 85 85 90

Financial planning seminars for
Prospect members

Would you benefit from attending a seminar on financial issues such as:

  • planning for retirement
  • planning for redundancy
  • income and wealth preservation
  • savings and investments?

As an endorsed provider, we are able to run financial planning seminars for Prospect members in their workplace. Alternatively, you may prefer to hold a surgery, where members book 30-minute, individual, confidential consultations with one of our experienced financial advisers. Find out more.

Contact us to arrange an event at your place of work.

About to retire? Our annuity service can help you get a higher level of income income. Is your job at risk? Read our financial planning checklist.

Events

Making your money work harder ...

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Regional Contacts

We work with organisations
at a local level

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